Classic Car Insurance: Keeps Your Car Shining And Intact Always
From EjWiki
A. Those who are still minors (16 year olds) get into accidents six times more than drivers who are between the ages of 30 and 59. This is one of the main causes of the high costs of teenager car insurance.
Avoid having drinks in the car, unless they have a spill proof cap. There are many different water bottles out there, that have spill proof caps, and many child cups are spill proof as well. Having spill proof lids on all beverages will help keep any stains and messes out of the car. If you can avoid eating in the car, you should do this as well. If you do have small children, this may be unavoidable. Try to be smart about snacks, and choose foods, that have fewer crumbs. Try bringing along some carrot sticks, apple slices, or grapes; these are also very healthy snack alternatives to crackers.
Why are teens at higher risk than older adults to be involved in a car crash? Experts think there are two reasons. First, many teens are risky drivers due to the fact that they do not always think through the consequences of their actions. They may drive too quickly in order to get to school on time or are easily distracted by other passengers in their cars. They are also more likely to text or talk on the phone while driving than an adult, despite bans on such actions.
Second thing is to have a garbage bag inside of your car. A good place is in either hanging on the center console or in between the front two seats of your car. It is a good idea to leave the bag easily accessible to you. Especially if you have toddlers or pets; you would not want them getting into the trash bag. Think about how many times, you have popped a piece of gum into your mouth while driving, and did not have any place for the wrapper. Problem solved, with a garbage bag. Using a grocery store bag is also a great way to reuse the bag instead of just throwing it away.
Do you have a car alarm or other auto theft prevention device? These will lower your premium, because they lower auto theft claims. Some cars even come with standard anti-theft equipment. You can also buy a car alarm from one of many reputable shops. Even if you use one of those steering wheel lock devices, you can save money. Oh, and be sure to get in the habit of locking your car when you leave it parked. Close the windows as well.
Cars often come with good security systems. Car alarms, while not very popular in older cars and still aren't included in older model cars, are quickly becoming a staple of vehicles. If your car doesn't have an alarm, get one.
The first thing is to understand that there are plenty of car insurance companies around today. What that means to you is that no matter what kind of price you find, but getting up and shopping around, you have a pretty good chance of finding a better price somewhere else. Also keep in mind that most insurance sales people get paid by commission, which means they'll try everything to get you to sign on the dotted line right then and there.
Do some research on how much it would cost for you to be insured by another company. If the rate is lower, tell your current company what the rate is and ask if they'll match it. You may be surprised at how quickly they say yes. It's always cheaper car insurance - how to get lower auto insurance rates for them to satisfy a current customer than to have to find a new customer.
As you can tell, your classic car insurance rate is something that is unique to you. It is created based on a long list of statistics. This also means that it can shift over time, so you might find that your rate drops to be closer to your neighbor's after a few years.
