Car Quotes - Comparing Prices May Be The Easiest Approach To Saving Money
From EjWiki
Buying car insurance can be very expensive. Most people are aware that factors such as your age, where you live, your driving record and your credit history influence how much you pay for car insurance every month. But there is one more factor that greatly influences how much you pay for your auto insurance premium every month that most people overlook. What is it? The type of car you drive.
When applying on line you will be asked questions about the features of you car and you need to answer these questions correctly. If you do not know the answers refer to your owner's manual or your the list of vehicle options. An anti theft device will give you a discount. If you do not have an anti-theft device then you may consider buying one and installing it before acquiring or changing your insurance. Sketched windows also give you a discount. Sketched windows are simply you VIN number etched into each window. This gives added protection against vehicle theft.
First thing you can start doing is using the motto, 'what ever goes in the car, goes out'. This is also a great tip to teach your children and maybe even yourself some discipline when it comes to keeping track of your and their belongings. Anyone with kids knows that they require many things for a simple car ride; water or juice cup, snacks, favorite blanket, headphones, and maybe even a toy. So, whatever your kids take into the car, they will need to take out when you are back at home. This includes any books, all left over snacks, crayons, coloring books, and whatever else is left in the car. This will help to keep your car clean and tidy as well as help to teach your kids to be responsible for their belongings.
If gas exceeds $4 a gallon at worst I'll be paying like 2% of my income towards transportation. But how much wear and tear on my automobile am I putting on it living here? I've already amassed roughly 40,000 miles a year and I don't leave town that often. Gas prices are around $3.30 a gallon. I've been known to put one or two dollars in my tank when the light comes on, which will get me to work or back home, just for the light to come on again when I reach my destination.
Make sure you are consistently insured. Insurance companies are wary of gaps without insurance and they will think you have been neglectful and may charge you more as they consider you high risk.
car insurance scams are more common than you think, so what can you do to protect yourself? First of all, don't just jump on the best deal you find. If it sounds too good to be true, it usually means it is.
The first thing you need to do is open a bank account and start making payments to yourself until you get to $500 or $1,000. The reason for doing this is so you can raise your deductible from $100 to $500 that can give you a 10% discount and if you can do a $1,000 deductible that could be a savings of 25%. Once you get your savings account to that level just leave it alone and let it grow and the interest over the years can be a emergency fund for you.
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